Finance Your Purchase with Sleep First

Sleep now, pay later

No annual fees*

You won’t be charged a yearly fee, so you can spend your cash on the stuff that counts.

Easy to apply

Follow the steps during checkout to apply for your Sleep First Financing Card.

Secure transaction

Built-in protection features ensure that you won't be held responsible for unauthorized transactions.

Three ways to apply for your sleep First financing card

Shop online at

Talk to us

Visit a Sleep First store

Start Shopping!

Add products to your online shopping cart, and apply for financing at checkout.

Visit any product page to view a payment calculator, and prequalify with just a few easy clicks.

EASE® 4.0 Power Base

Starting at


TEMPUR-Adapt Medium Hybrid Mattress

Starting at


TEMPUR-Adapt Medium Mattress

Starting at


Frequently Asked Questions

What is the benefit of a Sleep First Financing Card?
What is the difference between the pre-qualification process and the application process?
Can I apply directly without going through the pre-qualification process?
If I apply and am approved, am I guaranteed the same credit limit I was pre-qualified for?
I didn’t get pre-qualified. Should I still apply for financing?
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